JP Morgan Online Assessment 2026: Pymetrics, HireVue & Numerical Tests Guide
JP Morgan's graduate assessment combines pymetrics games, a HireVue video interview, and role-specific aptitude tests. Here is exactly what each stage involves — and how to prepare for all of it.
JP Morgan Assessment Process Overview
JP Morgan Chase & Co. is the world's largest investment bank by assets, with graduate intake programmes across investment banking, asset & wealth management, commercial banking, technology, operations, and corporate functions. Its UK graduate hiring — including the highly competitive Summer Analyst and Full-Time Analyst programmes — attracts tens of thousands of applications each year, with offer rates in single-digit percentages for the most sought-after divisions.
The application and screening process has evolved significantly in recent years. JP Morgan was among the first bulge-bracket banks to adopt game-based assessment at scale, replacing traditional aptitude tests with the pymetrics platform for most front-office and technology roles. The full sequence for most graduate applicants in 2026 runs as follows:
- Online Application & CV ScreeningSubmit your CV, cover letter (or motivation questions), and academic results. JP Morgan's Applicant Tracking System (ATS) screens for degree class, relevant work experience, and application completeness. This stage is largely automated for high-volume intake programmes.
- Pymetrics Game-Based AssessmentA 20–25 minute battery of 12 brief cognitive and behavioural games played in a web browser or mobile app. JP Morgan uses pymetrics to build a behavioural profile of candidates and screen for a range of cognitive and emotional attributes aligned to their organisational fit model.
- HireVue Video InterviewA one-way recorded video interview with 5–7 behavioural and situational questions. Candidates are given preparation time for each question before recording a timed response. HireVue's AI analyses speech patterns, content, and delivery alongside human reviewers at JP Morgan.
- Role-Specific Aptitude Tests (selected roles)Some divisions — particularly technology (via HackerRank coding tests) and quantitative roles — include a technical or numerical reasoning component. Not all graduate applicants face this stage; it depends on the division and programme.
- Superday (Final Assessment)A multi-interview day at JP Morgan offices with a combination of behavioural, technical, and fit interviews. Typically 2–4 back-to-back interviews lasting 30–45 minutes each. For investment banking roles, this is the definitive decision point.
The sequence above is most representative of front-office investment banking and markets roles. Technology programmes typically substitute pymetrics with a HackerRank coding assessment. Operations and corporate functions may use a slightly different sequencing. Always check your specific programme's confirmation email — JP Morgan sends detailed instructions for each stage when it is scheduled.
| Division | Primary Screen | Technical Test | Superday Format |
|---|---|---|---|
| Investment Banking | Pymetrics + HireVue | Occasionally numerical | 3–4 behavioural/technical interviews |
| Markets / Sales & Trading | Pymetrics + HireVue | Occasionally numerical/markets test | 3–4 interviews + markets knowledge |
| Asset & Wealth Management | Pymetrics + HireVue | None typically | 2–3 competency interviews |
| Technology | HireVue or Pymetrics | HackerRank coding test | Technical + behavioural interviews |
| Commercial Banking | Pymetrics + HireVue | None typically | 2–3 competency + case interviews |
| Operations / Corporate | HireVue | Role-dependent | 2 competency interviews |
Pymetrics Game-Based Assessment
Pymetrics is a neuroscience-based assessment platform that replaces traditional personality questionnaires and many aptitude tests with short, game-like tasks. JP Morgan was one of its earliest major adopters in investment banking and continues to use it across most of its graduate programmes. The assessment takes approximately 20–25 minutes and consists of 12 mini-games, each targeting different cognitive and emotional traits.
The key difference from a standard aptitude test is that there are no "right" or "wrong" answers in the traditional sense. Pymetrics is not scoring you on whether you clicked the correct button — it is recording behavioural patterns: your response times, how risk-tolerant your choices are, how much attention you pay, and how accurately you process memory-intensive tasks under speed. Those patterns are then compared against JP Morgan's own data from high-performing employees to generate a fit score.
The 12 Pymetrics Games and What They Measure
Candidates sometimes ask whether they can optimise their pymetrics score by behaving in a particular way (e.g., always picking the riskiest balloon option). The honest answer is: not reliably. The algorithms flag inconsistent or implausibly extreme behaviour patterns. Pymetrics also has access to test-retest data and flags candidates whose profiles shift dramatically between sittings. The most effective approach is to engage authentically and at full cognitive effort — the traits JP Morgan has calibrated for are genuinely associated with high performance in investment banking and finance roles.
Practical Preparation for Pymetrics
While you cannot rehearse for pymetrics in the same way you can for SHL aptitude tests, you can prepare in ways that meaningfully improve your performance:
- Complete the free pymetrics practice games on the pymetrics website before your real assessment. This familiarises you with the interface, timing, and game mechanics so that nothing surprises you on the day.
- Use a laptop or desktop with a reliable internet connection. Pymetrics' mobile app exists, but mouse-based inputs for games like Arrows and Stop tend to be more precise than touchscreen taps. A laggy connection can distort reaction time measurements.
- Play at a time when you are cognitively fresh. Working memory, processing speed, and inhibitory control all degrade with fatigue. Do not attempt the assessment after a long day or a poor night's sleep.
- Complete the full assessment in one sitting without distractions. Pausing mid-assessment, or being interrupted during a reaction-time game, will produce an incoherent profile that reflects neither your real abilities nor JP Morgan's fit model.
Most candidates who play pymetrics late at night, particularly after drinking alcohol or after extended screen time, report feeling that their response times and accuracy were suboptimal. JP Morgan typically gives candidates 5–7 days to complete the pymetrics stage from the invitation date. Schedule it for a morning when you are well-rested and can give it your full attention.
HireVue Video Interview
Candidates who pass the pymetrics stage are invited to a HireVue one-way video interview. This is a pre-recorded interview where JP Morgan sets the questions and you record your responses on your own time, within a deadline (typically 3–5 days from the invitation). There is no live interviewer — your responses are reviewed by JP Morgan recruiters and hiring managers, and HireVue's AI tools may also be used to surface initial impressions across a high volume of candidates.
The interview typically involves 5 to 7 questions split between behavioural (competency) questions and motivation/situational questions. Each question comes with a brief preparation countdown (usually 30 seconds to 2 minutes) followed by a recording window (typically 2–3 minutes). You generally have one or two retakes per question.
Typical Question Types
| Question Type | Example | What JP Morgan Is Assessing |
|---|---|---|
| Motivation / Why JP Morgan | "Why do you want to work at JP Morgan, and why this specific division?" | Commercial awareness, genuine interest, research quality |
| Behavioural (leadership) | "Tell me about a time you led a team through a challenging situation." | Leadership, decision-making under pressure, STAR structure |
| Behavioural (resilience) | "Describe a time you received critical feedback. How did you respond?" | Self-awareness, growth mindset, composure |
| Behavioural (teamwork) | "Give an example of when you had to work with someone whose working style differed significantly from your own." | Collaboration, emotional intelligence, adaptability |
| Situational / Hypothetical | "A client calls unexpectedly with a time-sensitive request and your team is stretched. Walk me through how you would handle it." | Prioritisation, client focus, judgement |
| Career goals | "Where do you see your career in five years and how does this role fit into that?" | Ambition, self-awareness, alignment with JP Morgan's culture |
Structuring Your Answers: The STAR Method
For every behavioural question, use the STAR framework: Situation (brief context), Task (your specific role or challenge), Action (what you did and why), Result (measurable or concrete outcome). JP Morgan's reviewers are trained to look for this structure. Answers that jump straight into actions without context, or that describe team achievements without identifying your personal contribution, score poorly.
Aim to use approximately 90 seconds of your 2–3 minute recording window on the substantive answer, and stop cleanly. Candidates who ramble to fill the full time often dilute a strong answer with unnecessary detail. A crisp, structured 90-second STAR answer is consistently more effective than a sprawling 2.5-minute one. Leave a few seconds at the end rather than cutting off mid-sentence when the timer runs out.
Camera and Presentation Setup
- Background: Plain, uncluttered. A neutral wall or tidy bookshelf communicates professionalism without distraction.
- Lighting: Light source in front of you, not behind. A window behind you creates a silhouette effect; natural light facing you is ideal.
- Eye contact: Look at the camera lens, not the screen. Most candidates look at their own image or the question text — looking at the lens creates the impression of direct eye contact with the reviewer.
- Dress: Smart professional. JP Morgan's culture is formal for client-facing divisions — treat the HireVue as you would an in-person first interview.
- Audio: Use a headset or earbuds with a microphone rather than your laptop's built-in microphone. Background noise is significantly reduced and your voice will be clearer.
Most candidates dramatically underestimate how different they sound and look on camera versus in person. Record a full mock STAR answer on your phone or laptop before the real HireVue, then watch it back. Identify filler words ("um", "like", "sort of"), eye contact patterns, and pacing. One session of self-review typically produces more improvement than hours of mental rehearsal.
Numerical & Aptitude Tests (Selected Roles)
Not every JP Morgan applicant faces a standalone numerical or aptitude test — this stage is most common for quantitative and data-intensive roles, including markets and trading, quantitative research, risk, and some operations roles. When a numerical test is included, it is typically an SHL-style or similar standardised assessment, delivered via the JP Morgan portal after the HireVue stage.
For technology roles, the aptitude component is usually a HackerRank coding assessment rather than a numerical reasoning test. This involves 2–3 algorithmic coding problems to be solved within 60–90 minutes, most commonly in Python, Java, or C++. The difficulty level ranges from intermediate to advanced and typically includes at least one problem requiring knowledge of data structures, algorithms, or optimisation.
Numerical Reasoning: What to Expect
Where a numerical reasoning test is included, it follows the standard format used across the financial services sector:
| Feature | Typical Format |
|---|---|
| Number of questions | 18–25 questions |
| Time allowance | 17–25 minutes (approximately 60–75 seconds per question) |
| Question format | Multiple choice (4–5 options), based on data tables, charts, and graphs |
| Topics covered | Percentage change, ratios, compound growth, currency conversion, data extraction from charts |
| Calculator allowed | Yes (on-screen calculator typically provided) |
| Difficulty level | Graduate/professional level — harder than general population norms |
JP Morgan's numerical reasoning cut-offs are benchmarked against a finance and professional services norm group — not the general graduate population. This means that the same raw score produces a lower percentile rank than it would on a general aptitude test. Candidates who score in the 70th percentile on a standard graduate numerical test should aim to push significantly higher — above the 75th–80th percentile on a finance-calibrated test — before sitting the real assessment.
Key Numerical Skills to Practise
- Percentage change: (New − Old) ÷ Old × 100. Practise calculating these mentally without a calculator first, then check with the calculator provided.
- Compound growth / CAGR: Finance questions frequently test compound annual growth rate — know how to apply the formula and interpret multi-year growth charts.
- Ratios and proportions: Interpreting market share, cost ratios, or revenue splits from stacked bar charts and pie charts.
- Currency and unit conversion: Presented data in one currency that must be converted to reach the answer — a common trap for candidates who rush past the currency note at the top of the data set.
- Data extraction speed: The primary challenge is not the maths — it's finding the correct data points quickly in a complex table. Practise scanning tables from the question backwards (read the question, then look for the specific number you need).
For comprehensive numerical reasoning preparation, visit our practice test library or read our detailed guide to passing SHL numerical reasoning.
JP Morgan Superday: Final Assessment
The Superday — JP Morgan's term for its final assessment day — is the decisive stage for most graduate programmes, particularly investment banking. It typically takes place at JP Morgan's London offices and involves a sequence of 2–4 back-to-back interviews lasting 30–45 minutes each, conducted by a mix of analysts, associates, vice presidents, and (for competitive IB divisions) managing directors.
The Superday is rigorous and deliberately intense. JP Morgan structures multiple interview slots partly to assess consistency — your answers to similar questions across different interviewers should be coherent — and partly to evaluate how you perform under cumulative pressure. Candidates who shine in the first interview but visibly fatigue by the third often do not receive offers.
Superday Interview Types
| Interview Type | What to Expect | Common for |
|---|---|---|
| Behavioural / Competency | STAR-format questions covering leadership, teamwork, resilience, and motivation. Expect 4–6 questions per interview. | All divisions |
| Technical / Finance | Accounting questions (income statement, balance sheet, cash flow linkages), valuation (DCF, multiples), M&A concepts for IB roles. | Investment Banking, Markets |
| Markets Knowledge | Current macro-economic conditions, recent market events, a stock or sector pitch, views on interest rates or FX. | Sales & Trading, Research |
| Fit / Culture | Why JP Morgan vs. competitors? What do you know about our recent deals? What are our strategic priorities? Less structured — conversational in tone. | All divisions |
| Technical / Coding (Technology) | Live coding problems or whiteboard algorithms. Data structures, system design concepts, problem decomposition under observation. | Technology |
Investment Banking Technical Questions: Must-Know Topics
For IB Superday interviews, the following topics are consistently tested. You are expected to answer these fluently and precisely — not give a textbook definition, but demonstrate understanding you can apply:
- The three financial statements and how they link: Net income flows into retained earnings (balance sheet) and is adjusted to produce operating cash flow (cash flow statement). Depreciation is a non-cash add-back on the cash flow statement.
- DCF valuation methodology: Project free cash flows, apply a discount rate (WACC), calculate terminal value, discount everything to present value. Know why WACC uses the cost of equity and the after-tax cost of debt.
- Comparable company multiples: EV/EBITDA, EV/Revenue, P/E — when to use each and why EV multiples are preferred for capital structure-independent comparisons.
- LBO structure basics: How leverage amplifies returns, the role of debt covenants, why PE firms target predictable cash flow businesses.
- A current deal or transaction: Know 1–2 recent JP Morgan advisory or underwriting transactions. Being able to name an actual deal and explain why it was strategically interesting demonstrates genuine commercial interest.
Every Superday interviewer will ask some variant of "Why JP Morgan?" — and the answer needs to go beyond the generic "largest bank, global reach, strong deal flow." Reference specific JP Morgan businesses, recent transactions, strategic initiatives, or team members you spoke to at networking events. Candidates who can articulate why JP Morgan specifically — rather than Goldman Sachs or Morgan Stanley — stand out sharply from the majority who give interchangeable answers.
JP Morgan's Core Competencies and Values
JP Morgan's assessment process — from pymetrics through to Superday — is structured around a consistent set of core attributes. Understanding these explicitly helps you frame your behavioural examples, your pymetrics approach, and your HireVue answers in a language that resonates with JP Morgan's evaluators.
| Competency | What JP Morgan Looks For | Example Evidence in Interviews |
|---|---|---|
| Exceptional Drive | Ambition, work ethic, bias for high standards, willingness to go beyond what is required | Exceeded a target, took initiative beyond the job spec, pursued a difficult goal with persistence |
| Sound Judgment | Decision-making under uncertainty, weighing trade-offs, recognising what matters most in a complex situation | Made a difficult call with incomplete information, prioritised effectively when resources were constrained |
| Intellectual Curiosity | Genuine interest in markets, business, and client problems — not surface-level awareness but deep engagement | Self-initiated learning, ability to discuss a market topic in depth, follow current financial events |
| Teamwork and Collaboration | Building relationships, contributing to group outcomes, managing conflicts constructively | Resolved a team disagreement, supported a colleague through difficulty, coordinated cross-functional stakeholders |
| Client Focus | Prioritising client needs, understanding that JP Morgan's success depends on client outcomes | Customer service experience, examples of putting others' needs first, managing conflicting demands |
| Integrity and Ethics | Doing the right thing in difficult situations, transparency, accountability — JP Morgan has a well-documented focus on conduct risk post-2008 | Raised a concern, declined a shortcut, reported a mistake proactively |
JP Morgan publishes its Business Principles publicly. Reading them before your Superday is genuinely useful — not because you should quote them verbatim in interviews, but because the language and values they reflect will help you understand what JP Morgan's evaluators are specifically looking for when they ask competency questions. Interviewers notice when candidates' examples naturally mirror the organisation's stated values without being scripted.
4-Week JP Morgan Preparation Plan
The following plan is calibrated for candidates who receive a JP Morgan assessment invitation approximately 4 weeks before their Superday. Adjust the timeline proportionally if you have less time — in that case, prioritise weeks 3 and 4 most heavily, as they cover the highest-leverage preparation.
- Complete the free pymetrics games on the pymetrics website to familiarise yourself with the interface
- Read JP Morgan's Business Principles and annual report highlights
- Begin 2 numerical reasoning practice tests per day (untimed first, then timed)
- Identify 8–10 STAR stories from your experience covering all six core competencies
- Set up your HireVue environment: camera, lighting, background, headset
- Complete the pymetrics assessment (if not already invited) — do it in the morning when fresh
- Record and review 2–3 mock HireVue answers per day using your phone
- Increase numerical reasoning practice to 3 timed tests per day
- Study financial statements linkages and DCF basics (if applying to IB/Markets)
- Research 3 recent JP Morgan deals or market events relevant to your target division
- Complete the HireVue video interview when invited
- Practise 10 common IB technical questions (valuation multiples, LBO basics)
- Run 2 full mock interviews with a friend or career centre — verbal delivery matters
- Continue 2–3 numerical reasoning tests per day; review every wrong answer
- Develop your "Why JP Morgan, why this division" answer with 3 specific data points
- Run 4–5 full mock interviews covering behavioural + technical + markets topics
- Read the Financial Times daily — 20 minutes minimum — to build live market awareness
- Prepare 2 intelligent questions to ask each interviewer (specific to their role/team)
- Review your STAR stories until you can deliver each in under 90 seconds without notes
- Sleep 7–8 hours the night before; arrive 10 minutes early; bring a printed CV
Our numerical reasoning practice tests are calibrated to the graduate/professional norm group and cover the same question types — percentage change, ratio analysis, multi-source data extraction — that appear in JP Morgan's assessment. Aim for a consistent score above the 75th percentile on timed tests before sitting the real assessment.
Frequently Asked Questions
Prepare for JP Morgan's Numerical Assessment
Our timed numerical reasoning tests are calibrated to the graduate/professional norm group used by investment banks. Track your percentile score, identify your weak areas, and build the speed needed for JP Morgan's finance-benchmarked assessment.